What to Look Out for When Buying an Apartment in Nigeria
Buying an apartment is a major milestone, but in Nigeria, it can also be a risky
venture if you’re not careful. From unclear documentation to poor building quality,
many buyers have fallen into avoidable traps. Here are the key things you should
look out for before committing to any apartment purchase:
Verify Ownership Documents
Before you even step inside the apartment, request to see all the legal documents:
Certificate of Occupancy (C of O), Deed of Assignment, and Approved Building Plan.
If the seller or agent hesitates, it’s a red flag.
Inspect the Structure
Check for visible cracks in walls, sagging ceilings, mold, or signs of water leakage.
Don’t rely on surface paint jobs to cover deeper issues—inspect windows, doors,
plumbing, and electrical fittings.
Ask About the Building History
When was the building constructed? Was it supervised by a qualified professional?
Some older buildings in Nigeria were erected with substandard materials. You
deserve to know what you’re paying for.
Understand the Environment
Is the apartment located in a flood-prone area? How accessible is it during the rainy
season? Is it close to major roads, schools, markets, and security posts? Visit both
during the day and at night.
Know the Total Costs
Beyond the sale price, ask for a breakdown of service charges, legal fees, agency
commissions, and potential renovation costs. Some apartments come with hidden
expenses.
Security and Neighbors
Ask about the neighborhood’s security history. Talk to existing tenants if possible. A
good apartment should offer not just space, but peace of mind.
Don’t Skip a Lawyer
Always have a real estate lawyer review your documents before you sign. It may
seem like an extra expense, but it can save you from a lifetime of regrets.